A financial technology business in the United States called Chime Financial, Inc. offers fee free mobile banking services. This online banking platform is accessible through different versions of mobile apps or website of the company. This online banking service offers the opportunity to receive direct deposits up to two days early and also there is no user or bank fees. In 2013, Chris Britt and Ryan King established Chime. The headquarter of this company is situated in San Francisco, California. With more than 10 million installs, it is one of the most well liked applications in the Android ecosystem. Here I am going to discuss now the method to download the Chime mobile banking app in different smart devices.
Chime Mobile Banking Apps Download
This financial technology firm was established on the idea that fundamental banking services need to be beneficial, simple, and free. They want to make money alongside the customers not from the customers. This is a new sort of online bank that makes money management easier and brings financial peace of mind of the customers. Basically, the Chime mobile banking apps are designed for Android and IOS devices. You can also avail the service from official website.
Chime Mobile Banking Apk Download
The banking app of Chime has a lime and white color scheme with clear icons for connected accounts and icons for current transactions like direct deposits and withdrawals. The Android version of this financial Chime mobile banking app is available in Google Play Store for free. It is only 55 MB in size. If you are in the are where this service is available, you can easily download the app from the Play Store.
- Access this link directly from here https://play.google.com/store/apps/details?id=com.onedebit.chime
- You will get the official apk format of this useful mobile banking application.
- Tap on the install option of the shown interface there and get the app on your phone.
In this way, you can install Chime app without any trouble.
Chime Mobile Banking App IOS
This online banking platform provides savings and checking accounts, and the mobile app has more than 15,000 5-star Apple Store ratings so far. This version is compatible with IOS 13 or later operating systems. This app will occupy 168.3 MB storage of your IOS device. You can find the app for iPhone and iPod touch only in Apple app store. Click here to get the official Chime mobile banking app for your finance management. Find the app icon and tap on install option to get it downloaded on your device.
Chime Mobile Banking App in PC
As it is an app for mobile devices, there is no official versions available for desktop. If you want to use it on PC, Laptop, Mac OS, you have to access it via an emulator. At first, download emulator like Bluestacks or MemuPlay. Then open the software and give it some time to finish loading. Now on the Home screen, find the Google Play store option. From the search bar, search for our desired app. Make sure the name of the developer is Chime Financial, Inc. After that, you will find the app under the menu called “Apps”. Finally, double click on the app icon and start exploring.
Update Chime App
Updating any app from Google Play Store is not a big deal. Once you installed the app from Google Play Store, you have already got the hang of it. In the same way like previous time, go to Google Play store. Then search for the app on search bar by typing down the name of the app. Now, you will see an option named Update there. Tap on it to get the recent version of the app. In case, you do not see any option called Update, tap on three dot option in the right upper corner. Then tap on Enable Auto Update. After that, you will not have to go throughout updating process manually every time. Rather your app will be automatically updated whenever there is a recent version releases.
Chime Mobile Banking Reviews
According to the users, it is one of the easiest and useful mobile banking application. Since it does not have any physical location, all the activities can be done remotely. Additionally, this app is highly recommended for the younger crowd. Also, the no fee overdraft is a life saving facility for the customers. This app is super easy to navigate and explore. Needless to mention, their customer service is great. Clients get the direct deposits faster through the app. It also makes a list of recurring bills that makes budgeting easier.
Chime Mobile Banking Login
Chime mobile banking app login process is extremely easy. To log in from mobile devices, follow these steps-
Both iPhone and Android users can access it. After you have downloaded the app from the Apple app Store or Google Play Store, create an account, and log in by entering your email address and password. For security reasons, the Chime app enables two-factor authentication in addition to fingerprint verification process.
To log in from PC or Desktop, follow these methods –
At first, go to the Home Page of Chime. Then click on the “Log In” link on the top right corner of that page. Now complete the process by providing your email address and password to log in to your account.
Chime Sign Up
If you want to apply for the account, you need to provide email address, mailing address, phone number and date of birth. Firstly, when you accessing the option of signing up, you will have to go through a security check to verify yourself. Then your signing up process will start. You will be asked to provide your first name, last name and email address. Then enter your date of birth. The thing is you must bear in mind the Chime Sign up requirements. One of which is you can not sign up here if you are not 18 years old or older. Then provide your mobile phone number and move forward with the next instructions.
Chime Sign Up bonus
If you open a new account of Chime mobile banking app using a friend or family member's referral link, you can earn 100$ and then get a qualifying direct deposit of $200 or more within the first 45 days. The person who recommended you to Chime may be compensated with a $100 referral bonus.
Features and Functions
- Trustworthy Place- With daily balance and instant transaction alerts, you can maintain financial management. Additionally, you can quickly block your card in a single tap and enable two-factor authentication.
- Overdraft up to 200$- The members who qualify may overdraft up to $200* on fee-free ATM withdrawals and debit card transactions.
- No Monthly Fee- This mobile banking service charges no monthly fees, minimum balance fees, and no foreign transaction costs. In addition, you can use 60k+ fee-free ATMs at places like Walgreens, 7-Eleven, CVS, and others.
- Safety- According to the company website, the Chime Bank mobile application complies with industry-standard banking security. They provide access control with 128-AES encryption, and the Visa Zero Liability Policy safeguards their Chime debit card.
- Savings - Users of the Chime mobile banking app have a few choices for increasing the amount of money in their savings accounts. They offer a service that deposits 10% of each paycheque put into the user's savings account and give users the option to round up their transactions to the next dollar. The Annual Percentage Yield (APY) for Chime savings accounts is 0.01%.
- Direct Deposit - The Direct Deposit function and early fund availability depend on the feature's support by the payer and the timing of the payer's funding. With direct deposit, you can receive your paycheck two days earlier, there are no overdraft fees, and you'll receive real-time notifications for each financial transaction.
- Chime SpotMe- A single deposit of $200 or more in eligible direct deposits to the Checking Account each month is the minimum requirement for the optional, no-cost service known as Chime SpotMe. The initial overdraft limit for all eligible members will be $20 for debit card purchases and cash withdrawals. However, based on the member's Account history, direct deposit frequency and amount spending activity, and other risk-based factors, they may later be qualified for a higher limit of up to $200 or more. Within the smart phone app, you will be able to see your limit. Any modifications to your limit will be communicated to you in advance. Your cap may be adjusted at any moment. Though there are no overdraft fees, ATM transactions may still incur out-of-network or third-party costs. This service will also not cover non- debit card transactions.
Chime mobile banking app is designed to ensure the utmost convenience of the customers. It is super simple and plain. There are advanced free useful tools to help with the credit of the clients. It is undoubtedly one of the best banking establishments. Another useful 6is that, it easily integrates with other mobile banking apps such as ApplePay, SamsungPay, GooglePay etc. This service is moving forward with the motive of innovation, inclusion and access across overall finance industry. If you want to get relief from exhausting typical banking systems, try out this modern facility. The processes of getting started with it, have been discussed above. Hopefully, you will be benefitted from this write up.